I'm not sure you'd get in serious trouble, but there are several things you don't understand about getting a credit card due to your age. First of all, a credit card company does a background check on you prior to extending credit to you. Since you are 15, and you have no credit history, it is unlikely they'd give you any credit. If you lie and say you are 18, they'd still ask you for other information that they would cross check, which would come back inconsistant, and you'd be denied the credit. The only way you could do what you're wanting to do is to apply for a credit card under someone's name that is over 18, and you'd have to obtain their social security number among other information, and you'd go to jail for credit card fraud if caught.
In a nutshell, don't lie on credit card applications.Is signing up for a credit card using false information illegal?
Since you are not 18 by law you do not have the legal capacity to enter into a contract, but to answer your question more specifically yes it is illegal to falsify information on a credit card application. I'm almost twice your age and I would advise you to stay as far away from those things as possible until you are responsible enough to handle them. I am just now getting myself out of debt from my college days.
Yes, you can get in trouble. Providing false information like that is FRAUD. Credit card issuers will check against other sources of identity information, and your application will probably just be rejected, but if they chose to they could prosecute for attempted fraud. Very bad idea.
Kgirl and Chris E are right. It isn't worth it. Not to mention if you do use your real ssn, then you have inquiries on you credit file, so when you do turn 18 or the legal age for your state you will already have negative information on your credit file. Don't do FIND ANOTHER LEGAL WAY
Good luck
Of course it is, and it's very stupid. They are going to ask for a social security number, and this will prove your age. I wouldn't do it, you're just asking for trouble. Instead, look for a prepaid credit card designed for teens.
Only if you get caught.
And god help you if the credit card company is based in another state, because then you've committed fraud over a state line, which means federal pound-me-in-the-*** prison.
i don't think it would be a good idea submitting falsified information %26amp; signing your name either physically or electronically (when you agree to terms) Maybe you should get a visa gift card.
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